Service Tier
Ascend
Comprehensive Wealth Management
You're actively building wealth. A dedicated advisor helps you optimize every account, every investment decision, and every major life transition.
Key capabilities
Comprehensive Financial Plan
One integrated plan across all accounts
Tax-Aware Investing
Every investment decision optimizes for taxes
Dedicated Advisor
Available for major decisions and life events
Estate Planning Coordination
Alignment with your attorney and overall strategy
What this looks like in practice
Real examples of the kind of insights and alerts you can expect.
“You're $15K below the 32% bracket”
We track your tax situation year-round and alert you to Roth conversion windows and harvesting opportunities before they close.
“Refinancing could save $180/month”
When interest rates move, we automatically check if refinancing your mortgage, student loans, or other debt makes sense for your situation.
“Your Roth IRA beneficiary doesn't match your will”
We cross-check beneficiaries across all your accounts, insurance policies, and estate documents — and catch mismatches before they become problems.
Everything included
Comprehensive Financial Plan
Interactive living document tracking income, expenses, assets, liabilities, and goals. Includes Monte Carlo analysis showing probability of success.
Tax-Optimized Investing
Strategic account location, annual tax-loss harvesting, Roth conversion opportunities, and estimated tax planning.
Portfolio Management
Professionally constructed portfolios with tax-aware rebalancing, behavioral coaching, and quarterly performance review.
Debt Optimization
Analyze all debt and model payoff vs. investing strategies. Identify refinancing opportunities.
Insurance Review
Comprehensive analysis covering life, disability, umbrella, and property/casualty. Gap identification and coverage recommendations.
Retirement Planning
Retirement income projection, Social Security optimization, RMD planning, and distribution sequencing.
Education Planning
529 plan coordination, financial aid impact analysis, and funding strategies.
Estate Planning Coordination
Work with your estate attorney to align beneficiary designations, titling, and trust structures with your plan.
Dedicated Advisor Relationship
Available for ad-hoc questions, major decisions, job offer analysis, home purchase, and life event planning.
Who this is for
You've built a strong financial foundation ($100K–$500K saved) and are serious about accelerating wealth. You want someone to orchestrate across all your accounts, optimize taxes, and guide major decisions. Perfect for growing professionals, business owners, and families serious about wealth building.
Ready to get started?
Book a free 30-minute discovery call. No obligation, no pressure.